We work with you to help get the best loan for you from the panel of lenders we have available. We can help you with finance options to:
Most people now use a broker to secure a home loan. Probably the most important reason is that we work for you, not the banks. We work with you to identify what you need, and then we use our access to a range of lenders to work out which one is right for you, not what’s right for the lenders.
Through the use of our leading software solution we streamline the application process, and then manage your application process to settlement.
You’re borrowing capacity will be different with different lenders, as they all calculate borrowing capacity differently. Contact us today, we can help with calculations based on your circumstances.
This depends on what you are looking for both now and into the future. We work with you to get this right now and to set you up for the future.
Usually between 5% – 10% of the value of a property, though the more you have the better. In some circumstances, your deposit can also be in for the form of equity in an existing property, or from a parent’s or a sibling’s property. Contact us to discuss your options.
Most lenders offer flexible repayment options to suit your circumstances. We recommend paying weekly or fortnightly, instead of monthly, as you will make more payments in a year, which will shave dollars and time off your loan.
There are various exemptions and concessions available for FHB. Contact us to find out more about eligibility requirements in your state and how much grant money you could receive.
There are a number of fees and costs involved when buying a property. The usual costs are: